CITIZENS & NORTHERN CORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that CITIZENS & NORTHERN CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $23.43M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $25.96M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $24.15M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $26.62M | Mar 6, 2025 |
| FY2021 | Dec 31, 2021 | $7.31M | Feb 22, 2022 |
| FY2021 | Sep 30, 2021 | $7.40M | Feb 22, 2022 |
| FY2021 | Jun 30, 2021 | $7.06M | Feb 22, 2022 |
| FY2021 | Mar 31, 2021 | $8.79M | Feb 22, 2022 |
| FY2021 | Dec 31, 2020 | $6.77M | Feb 22, 2022 |
| FY2021 | Sep 30, 2020 | $2.85M | Feb 22, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $32.00M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $33.04M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $33.55M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $34.60M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $34.84M | Mar 11, 2024 |
| FY2022 | Dec 31, 2020 | $24.78M | Mar 16, 2023 |
| FY2020 | Dec 31, 2019 | $22.46M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $25.89M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $19.37M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $18.51M | Feb 15, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.91M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $1.91M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $2.27M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $3.29M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $1.86M | Mar 11, 2024 |
| FY2022 | Dec 31, 2020 | $3.14M | Mar 16, 2023 |
| FY2020 | Dec 31, 2019 | $2.87M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $1.17M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $1.70M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $1.58M | Feb 15, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.13B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $2.61B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $2.52B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $2.45B | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | $2.33B | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $2.24B | Feb 22, 2022 |
| FY2020 | Dec 31, 2019 | $1.65B | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $1.29B | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $1.28B | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $1.24B | Feb 15, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.79B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $2.34B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $2.25B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $2.20B | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | $2.03B | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $1.94B | Feb 22, 2022 |
| FY2020 | Dec 31, 2019 | $1.41B | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $1.09B | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $1.09B | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $1.06B | Feb 15, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $341.71M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $275.28M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $262.38M | Mar 6, 2026 |
| FY2025 | Dec 31, 2022 | $249.33M | Mar 6, 2026 |
| FY2024 | Dec 31, 2021 | $301.41M | Mar 6, 2025 |
| FY2023 | Dec 31, 2020 | $299.76M | Mar 11, 2024 |
| FY2022 | Dec 31, 2019 | $244.45M | Mar 16, 2023 |
| FY2020 | Dec 31, 2018 | $197.37M | Mar 5, 2021 |
| FY2019 | Dec 31, 2017 | $188.44M | Feb 20, 2020 |
| FY2018 | Dec 31, 2016 | $186.01M | Feb 21, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $63.31M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $52.51M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $52.51M | Mar 6, 2026 |
| FY2023 | Dec 31, 2022 | $52.51M | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | $52.51M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $52.51M | Feb 22, 2022 |
| FY2021 | Dec 31, 2019 | $28.39M | Feb 22, 2022 |
| FY2020 | Dec 31, 2018 | $11.94M | Mar 5, 2021 |
| FY2019 | Dec 31, 2017 | $11.94M | Feb 20, 2020 |
| FY2017 | Dec 31, 2016 | $11.94M | Feb 15, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $171.21M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $165.78M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $157.03M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $151.74M | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | $142.61M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $129.70M | Feb 22, 2022 |
| FY2020 | Dec 31, 2019 | $126.48M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $122.64M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $113.61M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $112.79M | Feb 15, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $46.06M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $126.17M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $56.88M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $55.05M | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | $104.95M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $101.86M | Feb 22, 2022 |
| FY2020 | Dec 31, 2019 | $35.20M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $37.49M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $40.24M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $28.62M | Feb 15, 2018 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2018 | Dec 31, 2018 | $35.92M | Feb 21, 2019 |
| FY2018 | Dec 31, 2017 | $9.19M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $38.45M | Feb 15, 2018 |
| FY2016 | Dec 31, 2015 | $38.77M | Feb 16, 2017 |
| FY2015 | Dec 31, 2014 | $73.06M | Feb 18, 2016 |
| FY2014 | Dec 31, 2013 | $73.34M | Feb 26, 2015 |
| FY2013 | Dec 31, 2012 | $83.81M | Feb 20, 2014 |
| FY2012 | Dec 31, 2011 | $125.36M | Feb 21, 2013 |
| FY2011 | Dec 31, 2010 | $148.50M | Feb 24, 2012 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2021 | Dec 31, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Sep 30, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Jun 30, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Mar 31, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Dec 31, 2020 | 0 | Feb 22, 2022 |
| FY2021 | Sep 30, 2020 | 0 | Feb 22, 2022 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2024 | Dec 31, 2024 | 1 | Mar 6, 2025 |
| FY2024 | Dec 31, 2023 | 1 | Mar 6, 2025 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2021 | Dec 31, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Sep 30, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Jun 30, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Mar 31, 2021 | 0 | Feb 22, 2022 |
| FY2021 | Dec 31, 2020 | 0 | Feb 22, 2022 |
| FY2021 | Sep 30, 2020 | 0 | Feb 22, 2022 |
| FY2021 | Jun 30, 2020 | 0 | Feb 22, 2022 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 17.82M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 15.43M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | 15.30M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | 15.52M | Mar 11, 2024 |
| FY2022 | Dec 31, 2021 | 15.76M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | 15.91M | Feb 22, 2022 |
| FY2020 | Dec 31, 2019 | 13.72M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | 12.32M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | 12.21M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | 12.11M | Feb 15, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $16.29M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $15.53M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $15.57M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $15.87M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $15.98M | Mar 11, 2024 |
| FY2022 | Dec 31, 2020 | $14.47M | Mar 16, 2023 |
| FY2020 | Dec 31, 2019 | $14.04M | Mar 5, 2021 |
| FY2019 | Dec 31, 2018 | $11.75M | Feb 20, 2020 |
| FY2018 | Dec 31, 2017 | $11.15M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $11.11M | Feb 15, 2018 |