SB FINANCIAL GROUP, INC. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that SB FINANCIAL GROUP, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $13.97M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $11.47M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $12.10M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $12.52M | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $18.28M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $14.94M | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $11.97M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $11.64M | Mar 6, 2020 |
| FY2017 | Dec 31, 2017 | $4.03M | Mar 9, 2018 |
| FY2017 | Sep 30, 2017 | $2.72M | Mar 9, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $24.04M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $9.45M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $13.99M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $25.57M | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $17.26M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $23.91M | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $18.83M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $13.85M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $9.80M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $14.03M | Mar 9, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.55B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $1.38B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $1.34B | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $1.34B | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $1.33B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $1.26B | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $1.04B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $986.83M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $876.63M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $816.01M | Mar 9, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.40B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $1.25B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $1.22B | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $1.22B | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $1.19B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $1.11B | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $902.48M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $856.39M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $782.63M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $729.46M | Mar 9, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $141.24M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $127.51M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $124.34M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $118.43M | Mar 7, 2025 |
| FY2023 | Dec 31, 2021 | $144.93M | Mar 8, 2024 |
| FY2022 | Dec 31, 2020 | $142.92M | Mar 7, 2023 |
| FY2021 | Dec 31, 2019 | $136.09M | Mar 7, 2022 |
| FY2020 | Dec 31, 2018 | $130.44M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $94.00M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $86.55M | Mar 8, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $27.16M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $23.24M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $23.24M | Mar 6, 2026 |
| FY2023 | Dec 31, 2022 | $23.24M | Mar 8, 2024 |
| FY2023 | Dec 31, 2021 | $23.19M | Mar 8, 2024 |
| FY2022 | Dec 31, 2020 | $22.09M | Mar 7, 2023 |
| FY2021 | Dec 31, 2019 | $17.79M | Mar 7, 2022 |
| FY2020 | Dec 31, 2018 | $16.35M | Mar 8, 2021 |
| FY2018 | Dec 31, 2017 | $16.40M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $16.40M | Mar 9, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $126.31M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $116.19M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $108.49M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $101.97M | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $99.72M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $84.58M | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $72.70M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $64.01M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $55.44M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $46.69M | Mar 9, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2021 | Dec 31, 2021 | $149.51M | Mar 7, 2022 |
| FY2021 | Dec 31, 2020 | $140.69M | Mar 7, 2022 |
| FY2021 | Dec 31, 2019 | $27.06M | Mar 7, 2022 |
| FY2020 | Dec 31, 2018 | $48.36M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $26.62M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $17.01M | Mar 8, 2019 |
| FY2017 | Dec 31, 2015 | $20.46M | Mar 9, 2018 |
| FY2017 | Dec 31, 2014 | $28.20M | Mar 9, 2018 |
| FY2015 | Dec 31, 2013 | $13.14M | Mar 11, 2016 |
| FY2014 | Dec 31, 2012 | $19.14M | Mar 6, 2015 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2013 | Dec 31, 2013 | $589.0K | Mar 3, 2014 |
| FY2012 | Dec 31, 2012 | $1.70M | Mar 12, 2013 |
| FY2012 | Dec 31, 2011 | $2.79M | Mar 12, 2013 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | 2 | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 1 | Mar 6, 2020 |
| FY2017 | Dec 31, 2017 | 0 | Mar 9, 2018 |
| FY2017 | Sep 30, 2017 | 0 | Mar 9, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | 2 | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 1 | Mar 6, 2020 |
| FY2017 | Dec 31, 2017 | 0 | Mar 9, 2018 |
| FY2017 | Sep 30, 2017 | 0 | Mar 9, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2022 | Dec 31, 2021 | 345,000 | Mar 7, 2023 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.85M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $3.77M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $3.58M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $3.42M | Mar 8, 2024 |
| FY2022 | Dec 31, 2021 | $3.14M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $3.07M | Mar 7, 2022 |
| FY2020 | Dec 31, 2019 | $2.33M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $2.09M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $1.36M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $1.18M | Mar 9, 2018 |