CHEMUNG FINANCIAL CORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that CHEMUNG FINANCIAL CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $15.10M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $23.67M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $25.00M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $28.78M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $26.43M | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $19.26M | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $15.61M | Mar 24, 2021 |
| FY2020 | Dec 31, 2018 | $19.63M | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $7.43M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $10.03M | Mar 13, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $45.50M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $29.82M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $30.88M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $35.05M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $35.46M | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $28.66M | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $26.41M | Mar 24, 2021 |
| FY2020 | Dec 31, 2018 | $27.77M | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $23.65M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $22.14M | Mar 13, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.69M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $3.63M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $462.0K | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $426.0K | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $367.0K | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $867.0K | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $883.0K | Mar 24, 2021 |
| FY2020 | Dec 31, 2018 | $1.77M | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $1.48M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $1.70M | Mar 13, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.71B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.78B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.71B | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $2.65B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $2.42B | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $2.28B | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $1.79B | Mar 24, 2021 |
| FY2020 | Dec 31, 2018 | $1.76B | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $1.71B | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $1.66B | Mar 13, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.46B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.56B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.52B | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $2.48B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $2.21B | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $2.08B | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $1.61B | Mar 24, 2021 |
| FY2019 | Dec 31, 2018 | $1.59B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $1.56B | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $1.51B | Mar 8, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $254.71M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $215.31M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $195.24M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $166.39M | Mar 14, 2025 |
| FY2023 | Dec 31, 2021 | $211.46M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $199.70M | Mar 22, 2023 |
| FY2021 | Dec 31, 2019 | $182.63M | Mar 23, 2022 |
| FY2020 | Dec 31, 2018 | $165.03M | Mar 24, 2021 |
| FY2020 | Dec 31, 2017 | $149.81M | Mar 24, 2021 |
| FY2019 | Dec 31, 2016 | $143.75M | Mar 12, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $21.82M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $21.82M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $21.82M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $21.82M | Mar 14, 2025 |
| FY2023 | Dec 31, 2021 | $21.82M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $21.82M | Mar 22, 2023 |
| FY2021 | Dec 31, 2019 | $21.82M | Mar 23, 2022 |
| FY2020 | Dec 31, 2018 | $21.82M | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $21.82M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $21.82M | Mar 13, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $256.48M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $247.71M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $229.93M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $211.86M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $188.88M | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $168.01M | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $153.70M | Mar 24, 2021 |
| FY2019 | Dec 31, 2018 | $143.13M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $128.45M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $124.11M | Mar 8, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $50.10M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $47.04M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $36.85M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $55.87M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $26.98M | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $108.54M | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $121.90M | Mar 24, 2021 |
| FY2019 | Dec 31, 2018 | $129.97M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $30.73M | Mar 13, 2019 |
| FY2018 | Dec 31, 2016 | $74.16M | Mar 13, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 5 | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | 6 | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | 5 | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | 4 | Mar 23, 2022 |
| FY2012 | Dec 31, 2012 | 2 | Mar 15, 2013 |
| FY2012 | Dec 31, 2011 | 2 | Mar 15, 2013 |
| FY2012 | Dec 31, 2010 | 2 | Mar 15, 2013 |
| FY2011 | Dec 31, 2009 | 1 | Mar 28, 2012 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 5 | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | 6 | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | 5 | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | 4 | Mar 23, 2022 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.33M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $7.37M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $5.84M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $5.80M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $5.32M | Mar 22, 2023 |
| FY2021 | Dec 31, 2020 | $5.01M | Mar 23, 2022 |
| FY2020 | Dec 31, 2019 | $5.03M | Mar 24, 2021 |
| FY2020 | Dec 31, 2018 | $4.97M | Mar 24, 2021 |
| FY2019 | Dec 31, 2017 | $4.92M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $4.88M | Mar 13, 2019 |