CITIZENS FINANCIAL GROUP INC/RI — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that CITIZENS FINANCIAL GROUP INC/RI filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $8.25B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $7.81B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $8.22B | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $8.02B | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $6.65B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $6.91B | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $6.49B | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $6.13B | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | $5.71B | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | $5.26B | Feb 21, 2019 |
Revenue
Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.64B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $1.53B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $1.27B | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $1.30B | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $1.33B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $1.08B | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $1.17B | Feb 23, 2022 |
| FY2019 | Dec 31, 2018 | $1.12B | Feb 24, 2020 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.83B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $1.51B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $1.61B | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $2.07B | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $2.32B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $1.06B | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $1.79B | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $1.72B | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | $1.65B | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | $1.05B | Feb 21, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.21B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $2.00B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $2.96B | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $4.12B | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $2.28B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $111.00M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $1.70B | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $1.77B | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | $1.88B | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | $1.49B | Feb 21, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2019 | Dec 31, 2019 | $126.00M | Feb 24, 2020 |
| FY2019 | Dec 31, 2018 | $232.00M | Feb 24, 2020 |
| FY2019 | Dec 31, 2017 | $253.00M | Feb 24, 2020 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $226.35B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $217.52B | Feb 12, 2026 |
| FY2024 | Dec 31, 2023 | $221.96B | Feb 13, 2025 |
| FY2023 | Dec 31, 2022 | $226.73B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $188.41B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $183.35B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $165.73B | Feb 23, 2021 |
| FY2019 | Dec 31, 2018 | $160.52B | Feb 24, 2020 |
| FY2018 | Dec 31, 2017 | $152.34B | Feb 21, 2019 |
| FY2016 | Dec 31, 2016 | $149.52B | Feb 24, 2017 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $200.03B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $193.27B | Feb 12, 2026 |
| FY2024 | Dec 31, 2023 | $197.62B | Feb 13, 2025 |
| FY2023 | Dec 31, 2022 | $203.04B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $164.99B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $160.68B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $143.53B | Feb 23, 2021 |
| FY2019 | Dec 31, 2018 | $139.70B | Feb 24, 2020 |
| FY2018 | Dec 31, 2017 | $132.07B | Feb 21, 2019 |
| FY2016 | Dec 31, 2016 | $129.77B | Feb 24, 2017 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $26.32B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $24.25B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $24.34B | Feb 12, 2026 |
| FY2025 | Dec 31, 2022 | $23.69B | Feb 12, 2026 |
| FY2024 | Dec 31, 2021 | $23.42B | Feb 13, 2025 |
| FY2023 | Dec 31, 2020 | $22.67B | Feb 16, 2024 |
| FY2022 | Dec 31, 2019 | $22.20B | Feb 17, 2023 |
| FY2021 | Dec 31, 2018 | $20.82B | Feb 23, 2022 |
| FY2020 | Dec 31, 2017 | $20.27B | Feb 23, 2021 |
| FY2019 | Dec 31, 2016 | $19.75B | Feb 24, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $8.19B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $8.19B | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | $8.19B | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $8.17B | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $7.12B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $7.05B | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $7.04B | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $6.92B | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | $6.89B | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | $6.88B | Feb 21, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.35B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $10.41B | Feb 12, 2026 |
| FY2024 | Dec 31, 2023 | $9.82B | Feb 13, 2025 |
| FY2023 | Dec 31, 2022 | $9.16B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $7.98B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $6.45B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $6.50B | Feb 23, 2021 |
| FY2019 | Dec 31, 2018 | $5.39B | Feb 24, 2020 |
| FY2018 | Dec 31, 2017 | $4.16B | Feb 21, 2019 |
| FY2016 | Dec 31, 2016 | $2.70B | Feb 24, 2017 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2018 | Dec 31, 2018 | $4.07B | Feb 21, 2019 |
| FY2018 | Dec 31, 2017 | $3.03B | Feb 21, 2019 |
| FY2018 | Dec 31, 2016 | $3.70B | Feb 21, 2019 |
| FY2018 | Dec 31, 2015 | $3.09B | Feb 21, 2019 |
| FY2016 | Dec 31, 2014 | $3.28B | Feb 24, 2017 |
| FY2016 | Dec 31, 2013 | $2.76B | Feb 24, 2017 |
| FY2015 | Dec 31, 2012 | $3.06B | Feb 26, 2016 |
| FY2014 | Dec 31, 2011 | $3.69B | Mar 3, 2015 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.22B | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | $12.40B | Feb 12, 2026 |
| FY2024 | Dec 31, 2023 | $13.47B | Feb 13, 2025 |
| FY2023 | Dec 31, 2022 | $15.89B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $6.93B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $8.35B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $14.05B | Feb 23, 2021 |
| FY2019 | Dec 31, 2018 | $15.93B | Feb 24, 2020 |
| FY2018 | Dec 31, 2017 | $11.77B | Feb 21, 2019 |
| FY2016 | Dec 31, 2016 | $12.79B | Feb 24, 2017 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | 4 | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | 5 | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | 3 | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | 1 | Feb 21, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 12, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | 4 | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | 5 | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | 3 | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | 1 | Feb 21, 2019 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 429.24M | Feb 12, 2026 |
| FY2025 | Dec 31, 2024 | 440.54M | Feb 12, 2026 |
| FY2024 | Dec 31, 2023 | 466.42M | Feb 13, 2025 |
| FY2023 | Dec 31, 2022 | 492.28M | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | 422.14M | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | 427.21M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | 433.12M | Feb 23, 2021 |
| FY2019 | Dec 31, 2018 | 466.01M | Feb 24, 2020 |
| FY2018 | Dec 31, 2017 | 490.81M | Feb 21, 2019 |
| FY2016 | Dec 31, 2016 | 511.95M | Feb 24, 2017 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $755.00M | Feb 12, 2026 |
| FY2024 | Dec 31, 2024 | $769.00M | Feb 13, 2025 |
| FY2025 | Dec 31, 2023 | $808.00M | Feb 12, 2026 |
| FY2024 | Dec 31, 2022 | $779.00M | Feb 13, 2025 |
| FY2023 | Dec 31, 2021 | $670.00M | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $672.00M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $617.00M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $471.00M | Feb 23, 2021 |
| FY2019 | Dec 31, 2017 | $322.00M | Feb 24, 2020 |
| FY2018 | Dec 31, 2016 | $241.00M | Feb 21, 2019 |