EdgarLookup

COMMUNITY FINANCIAL SYSTEM, INC. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that COMMUNITY FINANCIAL SYSTEM, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Financials Insiders
25.7%
Profit Margin
Net income ÷ revenue
1.2%
Return on Assets
Net income ÷ assets
7.63x
Debt-to-Equity
Total liabilities ÷ equity
+9.6%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $818.01M Feb 27, 2026
FY2024 Dec 31, 2024 $746.30M Feb 28, 2025
FY2025 Dec 31, 2023 $652.12M Feb 27, 2026
FY2024 Dec 31, 2022 $679.36M Feb 28, 2025

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $210.46M Feb 27, 2026
FY2025 Dec 31, 2024 $182.48M Feb 27, 2026
FY2025 Dec 31, 2023 $131.92M Feb 27, 2026
FY2024 Dec 31, 2022 $188.08M Feb 28, 2025
FY2023 Dec 31, 2021 $189.69M Feb 29, 2024
FY2022 Dec 31, 2020 $164.68M Mar 1, 2023
FY2021 Dec 31, 2019 $169.06M Mar 1, 2022
FY2020 Dec 31, 2018 $168.64M Mar 1, 2021
FY2019 Dec 31, 2017 $150.72M Mar 2, 2020
FY2018 Dec 31, 2016 $103.81M Mar 1, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $17.30B Feb 27, 2026
FY2025 Dec 31, 2024 $16.39B Feb 27, 2026
FY2025 Dec 31, 2023 $15.56B Feb 27, 2026
FY2024 Dec 31, 2022 $15.84B Feb 28, 2025
FY2023 Dec 31, 2021 $15.55B Feb 29, 2024
FY2022 Dec 31, 2020 $13.93B Mar 1, 2023
FY2021 Dec 31, 2019 $11.41B Mar 1, 2022
FY2020 Dec 31, 2018 $10.61B Mar 1, 2021
FY2019 Dec 31, 2017 $10.75B Mar 2, 2020
FY2018 Dec 31, 2016 $8.67B Mar 1, 2019

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $15.30B Feb 27, 2026
FY2025 Dec 31, 2024 $14.62B Feb 27, 2026
FY2024 Dec 31, 2023 $13.86B Feb 28, 2025
FY2023 Dec 31, 2022 $14.28B Feb 29, 2024
FY2022 Dec 31, 2021 $13.45B Mar 1, 2023
FY2021 Dec 31, 2020 $11.83B Mar 1, 2022
FY2020 Dec 31, 2019 $9.56B Mar 1, 2021
FY2019 Dec 31, 2018 $8.89B Mar 2, 2020
FY2018 Dec 31, 2017 $9.11B Mar 1, 2019
FY2017 Dec 31, 2016 $7.47B Mar 1, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.01B Feb 27, 2026
FY2025 Dec 31, 2024 $1.76B Feb 27, 2026
FY2025 Dec 31, 2023 $1.70B Feb 27, 2026
FY2025 Dec 31, 2022 $1.55B Feb 27, 2026
FY2024 Dec 31, 2021 $2.10B Feb 28, 2025
FY2023 Dec 31, 2020 $2.10B Feb 29, 2024
FY2022 Dec 31, 2019 $1.86B Mar 1, 2023
FY2021 Dec 31, 2018 $1.71B Mar 1, 2022
FY2020 Dec 31, 2017 $1.64B Mar 1, 2021
FY2019 Dec 31, 2016 $1.20B Mar 2, 2020

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 3 Feb 27, 2026
FY2025 Dec 31, 2024 3 Feb 27, 2026
FY2025 Dec 31, 2023 2 Feb 27, 2026
FY2024 Dec 31, 2022 3 Feb 28, 2025
FY2023 Dec 31, 2021 3 Feb 29, 2024
FY2022 Dec 31, 2020 3 Mar 1, 2023
FY2021 Dec 31, 2019 3 Mar 1, 2022
FY2020 Dec 31, 2018 3 Mar 1, 2021
FY2019 Dec 31, 2017 3 Mar 2, 2020
FY2018 Dec 31, 2016 2 Mar 1, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 3 Feb 27, 2026
FY2025 Dec 31, 2024 3 Feb 27, 2026
FY2025 Dec 31, 2023 2 Feb 27, 2026
FY2024 Dec 31, 2022 3 Feb 28, 2025
FY2023 Dec 31, 2021 3 Feb 29, 2024
FY2022 Dec 31, 2020 3 Mar 1, 2023
FY2021 Dec 31, 2019 3 Mar 1, 2022
FY2020 Dec 31, 2018 3 Mar 1, 2021
FY2019 Dec 31, 2017 3 Mar 2, 2020
FY2018 Dec 31, 2016 2 Mar 1, 2019

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $301.76M Feb 27, 2026
FY2025 Dec 31, 2024 $197.00M Feb 27, 2026
FY2024 Dec 31, 2023 $190.96M Feb 28, 2025
FY2023 Dec 31, 2022 $209.90M Feb 29, 2024
FY2022 Dec 31, 2021 $1.88B Mar 1, 2023
FY2021 Dec 31, 2020 $1.65B Mar 1, 2022
FY2020 Dec 31, 2019 $205.03M Mar 1, 2021
FY2020 Dec 31, 2018 $211.83M Mar 1, 2021
FY2020 Dec 31, 2017 $221.04M Mar 1, 2021
FY2019 Dec 31, 2016 $173.86M Mar 2, 2020