COMMUNITY FINANCIAL SYSTEM, INC. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that COMMUNITY FINANCIAL SYSTEM, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $818.01M | Feb 27, 2026 |
| FY2024 | Dec 31, 2024 | $746.30M | Feb 28, 2025 |
| FY2025 | Dec 31, 2023 | $652.12M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $679.36M | Feb 28, 2025 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $210.46M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $182.48M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $131.92M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $188.08M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $189.69M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $164.68M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $169.06M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $168.64M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $150.72M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $103.81M | Mar 1, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $301.86M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $242.28M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $228.42M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $214.60M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $202.55M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $179.48M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $202.50M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $221.41M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $189.67M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $135.77M | Mar 1, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $68.53M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $20.70M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $18.59M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $12.92M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $13.38M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $14.78M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $5.69M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $12.65M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $10.82M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $12.44M | Mar 1, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $17.30B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $16.39B | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $15.56B | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $15.84B | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $15.55B | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $13.93B | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $11.41B | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $10.61B | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $10.75B | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $8.67B | Mar 1, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $15.30B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $14.62B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $13.86B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $14.28B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $13.45B | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $11.83B | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $9.56B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $8.89B | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $9.11B | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $7.47B | Mar 1, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.01B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.76B | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $1.70B | Feb 27, 2026 |
| FY2025 | Dec 31, 2022 | $1.55B | Feb 27, 2026 |
| FY2024 | Dec 31, 2021 | $2.10B | Feb 28, 2025 |
| FY2023 | Dec 31, 2020 | $2.10B | Feb 29, 2024 |
| FY2022 | Dec 31, 2019 | $1.86B | Mar 1, 2023 |
| FY2021 | Dec 31, 2018 | $1.71B | Mar 1, 2022 |
| FY2020 | Dec 31, 2017 | $1.64B | Mar 1, 2021 |
| FY2019 | Dec 31, 2016 | $1.20B | Mar 2, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $887.98M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $853.23M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $845.40M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $841.84M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $799.11M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $793.71M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $773.81M | Mar 1, 2022 |
| FY2020 | Jul 12, 2019 | $39.97M | Mar 1, 2021 |
| FY2020 | Dec 31, 2018 | $733.50M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $734.43M | Mar 2, 2020 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.39B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.28B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $1.19B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $1.15B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $1.06B | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $960.18M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $882.85M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $795.56M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $700.56M | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $614.69M | Mar 1, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $301.76M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $197.00M | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $190.96M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $209.90M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $1.88B | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $1.65B | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $205.03M | Mar 1, 2021 |
| FY2020 | Dec 31, 2018 | $211.83M | Mar 1, 2021 |
| FY2020 | Dec 31, 2017 | $221.04M | Mar 1, 2021 |
| FY2019 | Dec 31, 2016 | $173.86M | Mar 2, 2020 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 3 | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | 3 | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | 3 | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Mar 1, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 3 | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | 3 | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | 3 | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Mar 1, 2019 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $97.56M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $95.78M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $95.10M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $93.39M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $91.05M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $87.13M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $80.24M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $71.50M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $62.31M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $55.05M | Mar 1, 2019 |