EdgarLookup

ACNB CORP — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that ACNB CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
19.3%
Profit Margin
Net income ÷ revenue
1.1%
Return on Assets
Net income ÷ assets
6.69x
Debt-to-Equity
Total liabilities ÷ equity
+45.1%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $191.82M Mar 12, 2026
FY2025 Dec 31, 2024 $132.20M Mar 12, 2026
FY2025 Dec 31, 2023 $115.09M Mar 12, 2026
FY2024 Dec 31, 2022 $108.86M Mar 14, 2025

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $37.05M Mar 12, 2026
FY2025 Dec 31, 2024 $31.85M Mar 12, 2026
FY2025 Dec 31, 2023 $31.69M Mar 12, 2026
FY2024 Dec 31, 2022 $35.75M Mar 14, 2025
FY2022 Dec 31, 2021 $27.83M Mar 3, 2023
FY2021 Dec 31, 2020 $18.39M Mar 14, 2022
FY2020 Dec 31, 2019 $23.72M Mar 5, 2021
FY2019 Dec 31, 2018 $21.75M Mar 6, 2020
FY2017 Dec 31, 2017 $2.52M Mar 9, 2018
FY2017 Sep 30, 2017 $1.91M Mar 9, 2018

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $53.64M Mar 12, 2026
FY2025 Dec 31, 2024 $39.78M Mar 12, 2026
FY2025 Dec 31, 2023 $40.60M Mar 12, 2026
FY2024 Dec 31, 2022 $39.20M Mar 14, 2025
FY2022 Dec 31, 2021 $42.13M Mar 3, 2023
FY2021 Dec 31, 2020 $25.47M Mar 14, 2022
FY2020 Dec 31, 2019 $25.72M Mar 5, 2021
FY2019 Dec 31, 2018 $29.54M Mar 6, 2020
FY2018 Dec 31, 2017 $17.01M Mar 8, 2019
FY2017 Dec 31, 2016 $12.12M Mar 9, 2018

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.08M Mar 12, 2026
FY2025 Dec 31, 2024 $960.0K Mar 12, 2026
FY2025 Dec 31, 2023 $1.17M Mar 12, 2026
FY2024 Dec 31, 2022 $1.81M Mar 14, 2025
FY2022 Dec 31, 2021 $1.58M Mar 3, 2023
FY2021 Dec 31, 2020 $1.05M Mar 14, 2022
FY2020 Dec 31, 2019 $1.42M Mar 5, 2021
FY2019 Dec 31, 2018 $1.74M Mar 6, 2020
FY2018 Dec 31, 2017 $1.76M Mar 8, 2019
FY2017 Dec 31, 2016 $2.34M Mar 9, 2018

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.23B Mar 12, 2026
FY2025 Dec 31, 2024 $2.39B Mar 12, 2026
FY2025 Dec 31, 2023 $2.42B Mar 12, 2026
FY2024 Dec 31, 2022 $2.53B Mar 14, 2025
FY2022 Dec 31, 2021 $2.79B Mar 3, 2023
FY2021 Dec 31, 2020 $2.56B Mar 14, 2022
FY2020 Dec 31, 2019 $1.72B Mar 5, 2021
FY2019 Dec 31, 2018 $1.65B Mar 6, 2020
FY2018 Dec 31, 2017 $1.60B Mar 8, 2019
FY2017 Dec 31, 2016 $1.21B Mar 9, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.81B Mar 12, 2026
FY2025 Dec 31, 2024 $2.09B Mar 12, 2026
FY2024 Dec 31, 2023 $2.14B Mar 14, 2025
FY2023 Dec 31, 2022 $2.28B Mar 14, 2024
FY2022 Dec 31, 2021 $2.51B Mar 3, 2023
FY2021 Dec 31, 2020 $2.30B Mar 14, 2022
FY2020 Dec 31, 2019 $1.53B Mar 5, 2021
FY2019 Dec 31, 2018 $1.48B Mar 6, 2020
FY2018 Dec 31, 2017 $1.44B Mar 8, 2019
FY2017 Dec 31, 2016 $1.09B Mar 9, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $419.97M Mar 12, 2026
FY2025 Dec 31, 2024 $303.27M Mar 12, 2026
FY2025 Dec 31, 2023 $277.46M Mar 12, 2026
FY2025 Dec 31, 2022 $245.04M Mar 12, 2026
FY2024 Dec 31, 2021 $272.11M Mar 14, 2025
FY2022 Dec 31, 2020 $257.97M Mar 3, 2023
FY2021 Dec 31, 2019 $189.52M Mar 14, 2022
FY2020 Dec 31, 2018 $168.14M Mar 5, 2021
FY2019 Dec 31, 2017 $153.97M Mar 6, 2020
FY2018 Dec 31, 2016 $120.06M Mar 8, 2019

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $64.45M Mar 12, 2026
FY2025 Dec 31, 2024 $44.19M Mar 12, 2026
FY2025 Dec 31, 2023 $44.19M Mar 12, 2026
FY2024 Dec 31, 2022 $44.19M Mar 14, 2025
FY2022 Dec 31, 2021 $42.11M Mar 3, 2023
FY2021 Dec 31, 2020 $42.11M Mar 14, 2022
FY2020 Dec 31, 2019 $19.58M Mar 5, 2021
FY2019 Dec 31, 2018 $19.58M Mar 6, 2020
FY2018 Dec 31, 2017 $19.58M Mar 8, 2019
FY2017 Dec 31, 2016 $6.31M Mar 9, 2018

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $257.29M Mar 12, 2026
FY2025 Dec 31, 2024 $234.62M Mar 12, 2026
FY2024 Dec 31, 2023 $213.49M Mar 14, 2025
FY2025 Jan 1, 2023 $245.04M Mar 12, 2026
FY2023 Dec 31, 2022 $193.87M Mar 14, 2024
FY2022 Dec 31, 2021 $167.24M Mar 3, 2023
FY2021 Dec 31, 2020 $148.37M Mar 14, 2022
FY2020 Dec 31, 2019 $138.66M Mar 5, 2021
FY2019 Dec 31, 2018 $121.86M Mar 6, 2020
FY2018 Dec 31, 2017 $106.29M Mar 8, 2019

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $65.65M Mar 12, 2026
FY2025 Dec 31, 2024 $47.26M Mar 12, 2026
FY2024 Dec 31, 2023 $65.96M Mar 14, 2025
FY2023 Dec 31, 2022 $168.16M Mar 14, 2024
FY2022 Dec 31, 2021 $710.13M Mar 3, 2023
FY2021 Dec 31, 2020 $399.35M Mar 14, 2022
FY2020 Dec 31, 2019 $114.36M Mar 5, 2021
FY2019 Dec 31, 2018 $40.91M Mar 6, 2020
FY2018 Dec 31, 2017 $34.44M Mar 8, 2019
FY2018 Dec 31, 2016 $18.93M Mar 8, 2019

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $255.38M Mar 12, 2026
FY2025 Dec 31, 2024 $255.33M Mar 12, 2026
FY2024 Dec 31, 2023 $195.29M Mar 14, 2025
FY2023 Dec 31, 2022 $21.00M Mar 14, 2024
FY2022 Dec 31, 2021 $34.70M Mar 3, 2023
FY2021 Dec 31, 2020 $53.75M Mar 14, 2022
FY2020 Dec 31, 2019 $66.30M Mar 5, 2021
FY2019 Dec 31, 2018 $83.52M Mar 6, 2020
FY2018 Dec 31, 2017 $94.60M Mar 8, 2019
FY2017 Dec 31, 2016 $74.25M Mar 9, 2018

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 3 Mar 12, 2026
FY2025 Dec 31, 2024 3 Mar 12, 2026
FY2025 Dec 31, 2023 3 Mar 12, 2026
FY2024 Dec 31, 2022 4 Mar 14, 2025
FY2022 Dec 31, 2021 3 Mar 3, 2023
FY2021 Dec 31, 2020 2 Mar 14, 2022
FY2020 Dec 31, 2019 3 Mar 5, 2021
FY2019 Dec 31, 2018 3 Mar 6, 2020
FY2017 Dec 31, 2017 0 Mar 9, 2018
FY2017 Sep 30, 2017 0 Mar 9, 2018

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 3 Mar 12, 2026
FY2025 Dec 31, 2024 3 Mar 12, 2026
FY2025 Dec 31, 2023 3 Mar 12, 2026
FY2024 Dec 31, 2022 4 Mar 14, 2025

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 10.37M Mar 12, 2026
FY2025 Dec 31, 2024 8.55M Mar 12, 2026
FY2024 Dec 31, 2023 8.51M Mar 14, 2025
FY2023 Dec 31, 2022 8.52M Mar 14, 2024
FY2022 Dec 31, 2021 8.68M Mar 3, 2023
FY2021 Dec 31, 2020 8.71M Mar 14, 2022
FY2020 Dec 31, 2019 7.08M Mar 5, 2021
FY2019 Dec 31, 2018 7.05M Mar 6, 2020
FY2018 Dec 31, 2017 7.02M Mar 8, 2019
FY2017 Dec 31, 2016 6.06M Mar 9, 2018

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $14.38M Mar 12, 2026
FY2025 Dec 31, 2024 $10.71M Mar 12, 2026
FY2025 Dec 31, 2023 $9.70M Mar 12, 2026
FY2024 Dec 31, 2022 $9.12M Mar 14, 2025
FY2022 Dec 31, 2021 $8.97M Mar 3, 2023
FY2021 Dec 31, 2020 $8.69M Mar 14, 2022
FY2020 Dec 31, 2019 $6.92M Mar 5, 2021
FY2019 Dec 31, 2018 $6.26M Mar 6, 2020
FY2018 Dec 31, 2017 $5.23M Mar 8, 2019
FY2017 Dec 31, 2016 $4.84M Mar 9, 2018