JUNIATA VALLEY FINANCIAL CORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that JUNIATA VALLEY FINANCIAL CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.98M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $6.23M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $6.60M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $1.79M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $1.40M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $1.73M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $7.06M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $6.60M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $5.60M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $5.84M | Mar 16, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $10.10M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $5.34M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $7.87M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $9.94M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $8.87M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $6.78M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $9.94M | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $5.32M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $6.80M | Apr 2, 2019 |
| FY2018 | Dec 31, 2016 | $6.30M | Apr 2, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $895.26M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $848.87M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $870.56M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $861.41M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $844.21M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $830.38M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $829.62M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $810.52M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $793.72M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $670.63M | Mar 16, 2021 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $837.89M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $801.42M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $830.42M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $824.53M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $808.46M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $794.11M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $793.93M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $739.23M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $717.12M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $596.93M | Mar 16, 2021 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $57.37M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $47.46M | Mar 25, 2026 |
| FY2025 | Dec 31, 2023 | $40.14M | Mar 25, 2026 |
| FY2023 | Sep 30, 2023 | $36.88M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $35.75M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $36.27M | May 31, 2024 |
| FY2024 | Dec 31, 2022 | $35.69M | Mar 26, 2025 |
| FY2023 | Dec 31, 2021 | $71.29M | May 31, 2024 |
| FY2022 | Dec 31, 2020 | $76.60M | Mar 16, 2023 |
| FY2021 | Dec 31, 2019 | $73.71M | Mar 16, 2022 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $9.81M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $9.81M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $9.81M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $9.81M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $9.87M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $9.05M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $9.05M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $9.05M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $9.05M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $9.05M | Mar 16, 2021 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $56.70M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $53.13M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $51.30M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $50.72M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $50.04M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $49.74M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $49.96M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $47.30M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $45.10M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $43.95M | Mar 16, 2021 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2020 | Dec 31, 2020 | $41.62M | Mar 16, 2021 |
| FY2020 | Dec 31, 2019 | $12.74M | Mar 16, 2021 |
| FY2020 | Dec 31, 2018 | $16.46M | Mar 16, 2021 |
| FY2019 | Dec 31, 2017 | $9.90M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $9.56M | Apr 2, 2019 |
| FY2018 | Dec 31, 2015 | $10.46M | Apr 2, 2019 |
| FY2017 | Dec 31, 2014 | $6.77M | Mar 16, 2018 |
| FY2016 | Dec 31, 2013 | $8.61M | Mar 15, 2017 |
| FY2015 | Dec 31, 2012 | $14.40M | Mar 15, 2016 |
| FY2014 | Dec 31, 2011 | $14.17M | Mar 16, 2015 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $0 | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $5.00M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $20.00M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | $20.00M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | $20.00M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | $20.00M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | $20.00M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $20.00M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $35.00M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $45.00M | Mar 16, 2021 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | 1 | May 31, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 16, 2021 |
| FY2018 | Dec 31, 2018 | 0 | Apr 2, 2019 |
| FY2018 | Sep 30, 2018 | 0 | Apr 2, 2019 |
| FY2018 | Jun 30, 2018 | 0 | Apr 2, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | 1 | May 31, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 16, 2021 |
| FY2018 | Dec 31, 2018 | 0 | Apr 2, 2019 |
| FY2018 | Sep 30, 2018 | 0 | Apr 2, 2019 |
| FY2018 | Jun 30, 2018 | 0 | Apr 2, 2019 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 5.02M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 5.00M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 4.99M | Mar 26, 2025 |
| FY2023 | Sep 30, 2023 | 5.02M | May 31, 2024 |
| FY2023 | Jun 30, 2023 | 5.02M | May 31, 2024 |
| FY2023 | Mar 31, 2023 | 5.01M | May 31, 2024 |
| FY2023 | Dec 31, 2022 | 5.00M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | 4.99M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | 5.03M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | 5.10M | Mar 16, 2021 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.41M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $4.40M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $4.41M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $4.40M | May 31, 2024 |
| FY2022 | Dec 31, 2021 | $4.40M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $4.47M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $4.49M | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $4.41M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $4.19M | Apr 2, 2019 |
| FY2018 | Dec 31, 2016 | $4.23M | Apr 2, 2019 |