OLD SECOND BANCORP INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that OLD SECOND BANCORP INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $80.31M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $85.26M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $91.73M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $67.41M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $20.04M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $27.83M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $39.46M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $34.01M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $15.14M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $15.68M | Mar 7, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $122.26M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $131.53M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $116.40M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $97.34M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $31.05M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $25.99M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $52.64M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $54.91M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $37.11M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $27.26M | Mar 7, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.51M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $10.79M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $12.38M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $4.33M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $2.03M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $3.92M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $4.38M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $1.90M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $1.06M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $1.99M | Mar 7, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.90B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $5.65B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $5.72B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $5.89B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $6.21B | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $3.04B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $2.64B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $2.68B | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $2.38B | Mar 7, 2019 |
| FY2017 | Dec 31, 2016 | $2.25B | Mar 13, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.01B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $4.98B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $5.15B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $5.43B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $5.71B | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $2.73B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $2.36B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $2.45B | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $2.18B | Mar 7, 2019 |
| FY2017 | Dec 31, 2016 | $2.08B | Mar 13, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $896.77M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $671.03M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $577.28M | Feb 26, 2026 |
| FY2025 | Dec 31, 2022 | $461.14M | Feb 26, 2026 |
| FY2024 | Dec 31, 2021 | $502.03M | Mar 6, 2025 |
| FY2023 | Dec 31, 2020 | $307.09M | Mar 7, 2024 |
| FY2022 | Dec 31, 2019 | $277.86M | Mar 9, 2023 |
| FY2021 | Dec 31, 2018 | $229.08M | Mar 10, 2022 |
| FY2020 | Dec 31, 2017 | $200.35M | Mar 8, 2021 |
| FY2019 | Dec 31, 2016 | $175.21M | Mar 6, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $129.20M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $93.26M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $86.48M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $86.48M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $86.33M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $18.60M | Mar 10, 2022 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $537.23M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $469.17M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $393.31M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $310.51M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $252.01M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $236.58M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $213.72M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $175.46M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $142.96M | Mar 7, 2019 |
| FY2017 | Dec 31, 2016 | $129.01M | Mar 13, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $124.03M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $99.33M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $100.15M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $115.18M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $752.11M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $329.90M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $50.63M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $55.24M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | $55.83M | Mar 7, 2019 |
| FY2018 | Dec 31, 2016 | $47.33M | Mar 7, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | 0 | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | 0 | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | 1 | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | 1 | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | 0 | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | 0 | Mar 7, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | 0 | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | 0 | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | 1 | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | 1 | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | 0 | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | 0 | Mar 7, 2019 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 52.67M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 44.87M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | 44.70M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | 44.58M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | 44.46M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | 29.33M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | 29.93M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 29.76M | Mar 6, 2020 |
| FY2018 | Dec 31, 2017 | 29.63M | Mar 7, 2019 |
| FY2017 | Dec 31, 2016 | 29.56M | Mar 13, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $12.24M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $9.41M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $8.95M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $8.88M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $4.61M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $1.19M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $1.20M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $1.19M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $1.18M | Mar 6, 2020 |
| FY2018 | Dec 31, 2016 | $888.0K | Mar 7, 2019 |