Ameris Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Ameris Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $412.15M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $358.69M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $269.11M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $346.54M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $376.91M | Feb 28, 2024 |
| FY2020 | Dec 31, 2020 | $94.29M | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | $116.15M | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | $32.24M | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | $19.32M | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | $61.25M | Feb 26, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $390.18M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $154.19M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $568.96M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $1.06B | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $9.14M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $798.40M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | ($940.21M) | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | ($108.80M) | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | ($62.56M) | Mar 20, 2020 |
| FY2018 | Dec 31, 2016 | ($69.77M) | Mar 1, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $20.54M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $13.48M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $17.53M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $13.57M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $25.45M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $18.12M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $11.58M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $10.01M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $3.76M | Mar 20, 2020 |
| FY2018 | Dec 31, 2016 | $10.98M | Mar 1, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $27.52B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $26.26B | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $25.20B | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $25.05B | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $23.86B | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $20.44B | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $18.24B | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $11.44B | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $7.86B | Mar 20, 2020 |
| FY2018 | Dec 31, 2016 | $6.89B | Mar 1, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $23.44B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $22.51B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $21.78B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $21.86B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $20.89B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $17.79B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $15.77B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $9.99B | Mar 20, 2020 |
| FY2018 | Dec 31, 2017 | $7.05B | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $6.25B | Mar 1, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.08B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $3.75B | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $3.43B | Feb 26, 2026 |
| FY2025 | Dec 31, 2022 | $3.20B | Feb 26, 2026 |
| FY2024 | Dec 31, 2021 | $2.97B | Feb 28, 2025 |
| FY2023 | Dec 31, 2020 | $2.65B | Feb 28, 2024 |
| FY2022 | Dec 31, 2019 | $2.47B | Feb 28, 2023 |
| FY2021 | Dec 31, 2018 | $1.46B | Feb 28, 2022 |
| FY2020 | Dec 31, 2017 | $804.48M | Feb 26, 2021 |
| FY2019 | Dec 31, 2016 | $646.44M | Mar 20, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.02B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $1.02B | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $1.02B | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $1.02B | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $1.01B | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $928.01M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $931.64M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $503.43M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $125.53M | Mar 20, 2020 |
| FY2018 | Dec 31, 2016 | $125.53M | Mar 1, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.21B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $1.85B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $1.54B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $1.31B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $1.01B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $671.51M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $507.95M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $377.14M | Mar 20, 2020 |
| FY2018 | Dec 31, 2017 | $273.12M | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $214.45M | Mar 1, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 5 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 5 | Feb 28, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Feb 26, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 4 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 5 | Feb 28, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Feb 26, 2021 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $55.25M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $41.46M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $41.65M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $41.61M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $41.80M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $41.69M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $24.68M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $16.41M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $14.65M | Mar 20, 2020 |
| FY2018 | Dec 31, 2016 | $8.58M | Mar 1, 2019 |