CREDITRISKMONITOR COM INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that CREDITRISKMONITOR COM INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $20.12M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $19.81M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $18.93M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $17.98M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $17.07M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $15.73M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $14.50M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $13.89M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $13.39M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $12.81M | Mar 27, 2018 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.02M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $1.67M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $1.70M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $1.36M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $3.36M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | ($47.4K) | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $217.6K | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | ($179.3K) | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $12.1K | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $52.4K | Mar 27, 2018 |
Operating Income
Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $582.0K | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $1.25M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $1.49M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $1.57M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $2.30M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | ($238.1K) | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $187.2K | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | ($321.3K) | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | ($277.9K) | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $174.5K | Mar 27, 2018 |
SG&A Expense
Selling, general, and administrative expenses — the overhead costs of running the business, including salaries, marketing, legal fees, and corporate office costs. Excludes COGS and R&D.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $10.27M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $9.54M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $9.22M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $9.04M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $8.13M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $9.72M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $8.35M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $8.26M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $8.04M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $7.50M | Mar 27, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $968.2K | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $2.87M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $1.45M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $1.74M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $1.98M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $1.21M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $886.5K | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $164.6K | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $247.8K | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $1.04M | Mar 27, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $268.3K | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $378.7K | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $303.9K | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $258.0K | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $356.8K | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $287.5K | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $141.4K | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $296.7K | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $198.9K | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $235.4K | Mar 27, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $26.24M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $24.91M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $24.07M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $22.47M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $20.43M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $18.69M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $15.96M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $13.62M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $13.82M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $14.21M | Mar 27, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $13.88M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $13.77M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $14.70M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $14.90M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $14.30M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $15.99M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $13.27M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $10.66M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $10.24M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $10.24M | Mar 27, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $12.35M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $11.14M | Mar 24, 2026 |
| FY2025 | Dec 31, 2023 | $9.37M | Mar 24, 2026 |
| FY2024 | Dec 31, 2022 | $7.57M | Mar 20, 2025 |
| FY2023 | Dec 31, 2021 | $6.13M | Mar 21, 2024 |
| FY2022 | Dec 31, 2020 | $2.70M | Mar 24, 2023 |
| FY2021 | Dec 31, 2019 | $2.69M | Mar 25, 2022 |
| FY2020 | Dec 31, 2018 | $2.96M | Mar 25, 2021 |
| FY2019 | Dec 31, 2017 | $3.58M | Mar 18, 2020 |
| FY2018 | Dec 31, 2016 | $3.97M | Mar 22, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.95M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $1.95M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $1.95M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $1.95M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $1.95M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $1.95M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $1.95M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $1.95M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $1.95M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | $1.95M | Mar 27, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($18.05M) | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | ($19.07M) | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | ($20.75M) | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | ($22.44M) | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | ($23.80M) | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | ($27.17M) | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | ($27.12M) | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | ($26.80M) | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | ($26.08M) | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | ($25.56M) | Mar 27, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.25M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | $6.67M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | $11.00M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | $9.87M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $12.38M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | $10.30M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | $8.28M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $8.07M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | $8.74M | Mar 22, 2019 |
| FY2018 | Dec 31, 2016 | $9.22M | Mar 22, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 0 | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | 0 | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | 0 | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | 0 | Mar 27, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 0 | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | 0 | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | 0 | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | 0 | Mar 27, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 10.77M | Mar 24, 2026 |
| FY2025 | Dec 31, 2024 | 10.72M | Mar 24, 2026 |
| FY2024 | Dec 31, 2023 | 10.72M | Mar 20, 2025 |
| FY2023 | Dec 31, 2022 | 10.72M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 10.72M | Mar 24, 2023 |
| FY2021 | Dec 31, 2020 | 10.72M | Mar 25, 2022 |
| FY2020 | Dec 31, 2019 | 10.72M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | 10.72M | Mar 18, 2020 |
| FY2018 | Dec 31, 2017 | 10.72M | Mar 22, 2019 |
| FY2017 | Dec 31, 2016 | 10.72M | Mar 27, 2018 |