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INTERNATIONAL BANCSHARES CORP — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that INTERNATIONAL BANCSHARES CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
2.5%
Return on Assets
Net income ÷ assets
4.1x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $412.29M Feb 26, 2026
FY2025 Dec 31, 2024 $409.17M Feb 26, 2026
FY2025 Dec 31, 2023 $411.77M Feb 26, 2026
FY2024 Dec 31, 2022 $300.23M Feb 27, 2025
FY2023 Dec 31, 2021 $253.92M Feb 26, 2024
FY2022 Dec 31, 2020 $167.32M Feb 23, 2023
FY2021 Dec 31, 2019 $205.10M Feb 24, 2022
FY2020 Dec 31, 2018 $215.93M Feb 25, 2021
FY2019 Dec 31, 2017 $157.44M Feb 27, 2020
FY2018 Dec 31, 2016 $133.93M Feb 27, 2019

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $491.06M Feb 26, 2026
FY2025 Dec 31, 2024 $473.95M Feb 26, 2026
FY2025 Dec 31, 2023 $474.43M Feb 26, 2026
FY2024 Dec 31, 2022 $387.94M Feb 27, 2025
FY2023 Dec 31, 2021 $291.68M Feb 26, 2024
FY2022 Dec 31, 2020 $305.13M Feb 23, 2023
FY2021 Dec 31, 2019 $311.57M Feb 24, 2022
FY2020 Dec 31, 2018 $229.85M Feb 25, 2021
FY2019 Dec 31, 2017 $196.82M Feb 27, 2020
FY2018 Dec 31, 2016 $203.22M Feb 27, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $18.12M Feb 26, 2026
FY2025 Dec 31, 2024 $14.15M Feb 26, 2026
FY2025 Dec 31, 2023 $27.50M Feb 26, 2026
FY2024 Dec 31, 2022 $19.21M Feb 27, 2025
FY2023 Dec 31, 2021 $10.39M Feb 26, 2024
FY2022 Dec 31, 2020 $6.73M Feb 23, 2023
FY2021 Dec 31, 2019 $29.59M Feb 24, 2022
FY2020 Dec 31, 2018 $21.40M Feb 25, 2021
FY2019 Dec 31, 2017 $14.32M Feb 27, 2020
FY2018 Dec 31, 2016 $38.86M Feb 27, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $16.58B Feb 26, 2026
FY2025 Dec 31, 2024 $15.74B Feb 26, 2026
FY2024 Dec 31, 2023 $15.07B Feb 27, 2025
FY2023 Dec 31, 2022 $15.50B Feb 26, 2024
FY2022 Dec 31, 2021 $16.05B Feb 23, 2023
FY2021 Dec 31, 2020 $14.03B Feb 24, 2022
FY2020 Dec 31, 2019 $12.11B Feb 25, 2021
FY2019 Dec 31, 2018 $11.87B Feb 27, 2020
FY2018 Dec 31, 2017 $12.18B Feb 27, 2019
FY2017 Dec 31, 2016 $11.80B Feb 28, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $13.32B Feb 26, 2026
FY2025 Dec 31, 2024 $12.94B Feb 26, 2026
FY2024 Dec 31, 2023 $12.62B Feb 27, 2025
FY2023 Dec 31, 2022 $13.46B Feb 26, 2024
FY2022 Dec 31, 2021 $13.74B Feb 23, 2023
FY2021 Dec 31, 2020 $11.85B Feb 24, 2022
FY2020 Dec 31, 2019 $9.99B Feb 25, 2021
FY2019 Dec 31, 2018 $9.93B Feb 27, 2020
FY2018 Dec 31, 2017 $10.35B Feb 27, 2019
FY2017 Dec 31, 2016 $10.08B Feb 28, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.25B Feb 26, 2026
FY2025 Dec 31, 2024 $2.80B Feb 26, 2026
FY2025 Dec 31, 2023 $2.45B Feb 26, 2026
FY2025 Dec 31, 2022 $2.04B Feb 26, 2026
FY2024 Dec 31, 2021 $2.31B Feb 27, 2025
FY2023 Dec 31, 2020 $2.18B Feb 26, 2024
FY2022 Dec 31, 2019 $2.12B Feb 23, 2023
FY2021 Dec 31, 2018 $1.94B Feb 24, 2022
FY2020 Dec 31, 2017 $1.84B Feb 25, 2021
FY2019 Dec 31, 2016 $1.72B Feb 27, 2020

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $282.53M Feb 26, 2026
FY2025 Dec 31, 2024 $282.53M Feb 26, 2026
FY2024 Dec 31, 2023 $282.53M Feb 27, 2025
FY2023 Dec 31, 2022 $282.53M Feb 26, 2024
FY2022 Dec 31, 2021 $282.53M Feb 23, 2023
FY2021 Dec 31, 2020 $282.53M Feb 24, 2022
FY2020 Dec 31, 2019 $282.53M Feb 25, 2021
FY2019 Dec 31, 2018 $282.53M Feb 27, 2020
FY2018 Dec 31, 2017 $282.53M Feb 27, 2019
FY2017 Dec 31, 2016 $282.53M Feb 28, 2018

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.68B Feb 26, 2026
FY2025 Dec 31, 2024 $3.36B Feb 26, 2026
FY2024 Dec 31, 2023 $3.03B Feb 27, 2025
FY2023 Dec 31, 2022 $2.70B Feb 26, 2024
FY2022 Dec 31, 2021 $2.47B Feb 23, 2023
FY2021 Dec 31, 2020 $2.29B Feb 24, 2022
FY2020 Dec 31, 2019 $2.20B Feb 25, 2021
FY2019 Dec 31, 2018 $2.06B Feb 27, 2020
FY2018 Dec 31, 2017 $1.89B Feb 27, 2019
FY2017 Dec 31, 2016 $1.78B Feb 28, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $536.49M Feb 26, 2026
FY2025 Dec 31, 2024 $352.65M Feb 26, 2026
FY2024 Dec 31, 2023 $651.06M Feb 27, 2025
FY2023 Dec 31, 2022 $2.09B Feb 26, 2024
FY2022 Dec 31, 2021 $3.21B Feb 23, 2023
FY2021 Dec 31, 2020 $2.00B Feb 24, 2022
FY2020 Dec 31, 2019 $256.82M Feb 25, 2021
FY2019 Dec 31, 2018 $316.80M Feb 27, 2020
FY2018 Dec 31, 2017 $265.36M Feb 27, 2019
FY2017 Dec 31, 2016 $269.20M Feb 28, 2018

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 6 Feb 26, 2026
FY2025 Dec 31, 2024 6 Feb 26, 2026
FY2025 Dec 31, 2023 6 Feb 26, 2026
FY2024 Dec 31, 2022 4 Feb 27, 2025
FY2023 Dec 31, 2021 4 Feb 26, 2024
FY2022 Dec 31, 2020 2 Feb 23, 2023
FY2021 Dec 31, 2019 3 Feb 24, 2022
FY2020 Dec 31, 2018 3 Feb 25, 2021
FY2019 Dec 31, 2017 2 Feb 27, 2020
FY2018 Dec 31, 2016 2 Feb 27, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 6 Feb 26, 2026
FY2025 Dec 31, 2024 6 Feb 26, 2026
FY2025 Dec 31, 2023 6 Feb 26, 2026
FY2024 Dec 31, 2022 4 Feb 27, 2025
FY2023 Dec 31, 2021 4 Feb 26, 2024
FY2022 Dec 31, 2020 2 Feb 23, 2023
FY2021 Dec 31, 2019 3 Feb 24, 2022
FY2020 Dec 31, 2018 3 Feb 25, 2021
FY2019 Dec 31, 2017 2 Feb 27, 2020
FY2018 Dec 31, 2016 2 Feb 27, 2019

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $87.06M Feb 26, 2026
FY2025 Dec 31, 2024 $82.08M Feb 26, 2026
FY2025 Dec 31, 2023 $78.25M Feb 26, 2026
FY2024 Dec 31, 2022 $75.38M Feb 27, 2025
FY2023 Dec 31, 2021 $72.84M Feb 26, 2024
FY2022 Dec 31, 2020 $69.93M Feb 23, 2023
FY2021 Dec 31, 2019 $68.67M Feb 24, 2022
FY2020 Dec 31, 2018 $49.60M Feb 25, 2021
FY2019 Dec 31, 2017 $43.59M Feb 27, 2020
FY2018 Dec 31, 2016 $39.57M Feb 27, 2019