WORLD ACCEPTANCE CORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that WORLD ACCEPTANCE CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $165.27M | May 22, 2025 |
| FY2025 | Dec 31, 2024 | $138.63M | May 22, 2025 |
| FY2025 | Sep 30, 2024 | $131.41M | May 22, 2025 |
| FY2025 | Jun 30, 2024 | $129.53M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $159.27M | May 22, 2025 |
| FY2025 | Dec 31, 2023 | $137.75M | May 22, 2025 |
| FY2025 | Sep 30, 2023 | $136.88M | May 22, 2025 |
| FY2025 | Jun 30, 2023 | $139.32M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $160.84M | May 23, 2024 |
| FY2024 | Dec 31, 2022 | $146.53M | May 23, 2024 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $44.28M | May 22, 2025 |
| FY2025 | Dec 31, 2024 | $13.39M | May 22, 2025 |
| FY2025 | Sep 30, 2024 | $22.13M | May 22, 2025 |
| FY2025 | Jun 30, 2024 | $9.95M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $35.06M | May 22, 2025 |
| FY2025 | Dec 31, 2023 | $16.67M | May 22, 2025 |
| FY2025 | Sep 30, 2023 | $16.08M | May 22, 2025 |
| FY2025 | Jun 30, 2023 | $9.54M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $24.63M | May 23, 2024 |
| FY2024 | Dec 31, 2022 | $5.81M | May 23, 2024 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $254.16M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $265.78M | May 22, 2025 |
| FY2025 | Mar 31, 2023 | $291.55M | May 22, 2025 |
| FY2024 | Mar 31, 2022 | $272.45M | May 23, 2024 |
| FY2023 | Mar 31, 2021 | $226.95M | Jun 1, 2023 |
| FY2022 | Mar 31, 2020 | $280.98M | May 27, 2022 |
| FY2021 | Mar 31, 2019 | $244.66M | Jun 2, 2021 |
| FY2019 | Mar 31, 2018 | $218.03M | May 29, 2020 |
| FY2018 | Mar 31, 2017 | $219.36M | May 24, 2019 |
| FY2017 | Mar 31, 2016 | $206.07M | Jun 13, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $3.68M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $5.93M | May 22, 2025 |
| FY2025 | Mar 31, 2023 | $5.83M | May 22, 2025 |
| FY2024 | Mar 31, 2022 | $6.07M | May 23, 2024 |
| FY2023 | Mar 31, 2021 | $11.68M | Jun 1, 2023 |
| FY2022 | Mar 31, 2020 | $11.28M | May 27, 2022 |
| FY2021 | Mar 31, 2019 | $9.81M | Jun 2, 2021 |
| FY2019 | Mar 31, 2018 | $9.17M | May 29, 2020 |
| FY2018 | Mar 31, 2017 | $6.81M | May 24, 2019 |
| FY2017 | Mar 31, 2016 | $8.65M | Jun 13, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $1.01B | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $1.06B | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $1.12B | May 23, 2024 |
| FY2023 | Mar 31, 2022 | $1.22B | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | $954.27M | May 27, 2022 |
| FY2021 | Mar 31, 2020 | $1.03B | Jun 2, 2021 |
| FY2019 | Mar 31, 2019 | $854.99M | May 29, 2020 |
| FY2018 | Mar 31, 2018 | $840.99M | May 24, 2019 |
| FY2017 | Mar 31, 2017 | $800.59M | Jun 13, 2018 |
| FY2016 | Mar 31, 2016 | $806.22M | Jun 29, 2017 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $568.15M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $631.92M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $732.09M | May 23, 2024 |
| FY2023 | Mar 31, 2022 | $845.27M | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | $549.34M | May 27, 2022 |
| FY2021 | Mar 31, 2020 | $618.12M | Jun 2, 2021 |
| FY2019 | Mar 31, 2019 | $302.87M | May 29, 2020 |
| FY2018 | Mar 31, 2018 | $299.88M | May 24, 2019 |
| FY2017 | Mar 31, 2017 | $339.53M | Jun 13, 2018 |
| FY2016 | Mar 31, 2016 | $414.32M | Jun 29, 2017 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $439.48M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $424.43M | May 22, 2025 |
| FY2025 | Mar 31, 2023 | $385.23M | May 22, 2025 |
| FY2025 | Mar 31, 2022 | $373.02M | May 22, 2025 |
| FY2024 | Mar 31, 2021 | $404.93M | May 23, 2024 |
| FY2023 | Mar 31, 2020 | $411.96M | Jun 1, 2023 |
| FY2022 | Mar 31, 2019 | $552.12M | May 27, 2022 |
| FY2021 | Mar 31, 2018 | $541.11M | Jun 2, 2021 |
| FY2019 | Mar 31, 2017 | $461.06M | May 29, 2020 |
| FY2018 | Mar 31, 2016 | $391.90M | May 24, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $7.37M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $7.37M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $7.37M | May 23, 2024 |
| FY2023 | Mar 31, 2022 | $7.37M | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | $7.37M | May 27, 2022 |
| FY2022 | Mar 31, 2020 | $7.37M | May 27, 2022 |
| FY2021 | Mar 31, 2019 | $7.03M | Jun 2, 2021 |
| FY2019 | Mar 31, 2018 | $7.03M | May 29, 2020 |
| FY2018 | Mar 31, 2017 | $6.07M | May 24, 2019 |
| FY2017 | Mar 31, 2016 | $6.12M | Jun 13, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $173.05M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $137.99M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $97.15M | May 23, 2024 |
| FY2023 | Mar 31, 2022 | $92.12M | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | $149.34M | May 27, 2022 |
| FY2021 | Mar 31, 2020 | $184.75M | Jun 2, 2021 |
| FY2019 | Mar 31, 2019 | $353.99M | May 29, 2020 |
| FY2018 | Mar 31, 2018 | $391.28M | May 24, 2019 |
| FY2017 | Mar 31, 2017 | $344.61M | Jun 13, 2018 |
| FY2016 | Mar 31, 2016 | $276.00M | Jun 29, 2017 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $9.73M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | $11.84M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | $16.51M | May 23, 2024 |
| FY2023 | Mar 31, 2022 | $19.24M | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | $15.75M | May 27, 2022 |
| FY2021 | Mar 31, 2020 | $11.62M | Jun 2, 2021 |
| FY2019 | Mar 31, 2019 | $9.34M | May 29, 2020 |
| FY2019 | Mar 31, 2018 | $12.47M | May 29, 2020 |
| FY2019 | Mar 31, 2017 | $11.58M | May 29, 2020 |
| FY2018 | Mar 31, 2016 | $8.10M | May 24, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | $447.86M | May 22, 2025 |
| FY2024 | Mar 31, 2024 | $498.42M | May 23, 2024 |
| FY2023 | Mar 31, 2023 | $598.77M | Jun 1, 2023 |
| FY2022 | Mar 31, 2022 | $696.97M | May 27, 2022 |
| FY2021 | Mar 31, 2021 | $405.01M | Jun 2, 2021 |
| FY2019 | Mar 31, 2020 | $451.10M | May 29, 2020 |
| FY2018 | Mar 31, 2019 | $251.94M | May 24, 2019 |
| FY2017 | Mar 31, 2018 | $244.90M | Jun 13, 2018 |
| FY2016 | Mar 31, 2017 | $295.14M | Jun 29, 2017 |
| FY2015 | Mar 31, 2016 | $374.69M | Jun 1, 2016 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | 8 | May 22, 2025 |
| FY2025 | Dec 31, 2024 | 2 | May 22, 2025 |
| FY2025 | Sep 30, 2024 | 4 | May 22, 2025 |
| FY2025 | Jun 30, 2024 | 1 | May 22, 2025 |
| FY2025 | Mar 31, 2024 | 6 | May 22, 2025 |
| FY2025 | Dec 31, 2023 | 2 | May 22, 2025 |
| FY2025 | Sep 30, 2023 | 2 | May 22, 2025 |
| FY2025 | Jun 30, 2023 | 1 | May 22, 2025 |
| FY2024 | Mar 31, 2023 | 4 | May 23, 2024 |
| FY2024 | Dec 31, 2022 | 1 | May 23, 2024 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | 8 | May 22, 2025 |
| FY2025 | Dec 31, 2024 | 2 | May 22, 2025 |
| FY2025 | Sep 30, 2024 | 3 | May 22, 2025 |
| FY2025 | Jun 30, 2024 | 1 | May 22, 2025 |
| FY2025 | Mar 31, 2024 | 6 | May 22, 2025 |
| FY2025 | Dec 31, 2023 | 2 | May 22, 2025 |
| FY2025 | Sep 30, 2023 | 2 | May 22, 2025 |
| FY2025 | Jun 30, 2023 | 1 | May 22, 2025 |
| FY2024 | Mar 31, 2023 | 4 | May 23, 2024 |
| FY2024 | Dec 31, 2022 | 0 | May 23, 2024 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Mar 31, 2025 | 5.37M | May 22, 2025 |
| FY2025 | Mar 31, 2024 | 5.94M | May 22, 2025 |
| FY2024 | Mar 31, 2023 | 6.23M | May 23, 2024 |
| FY2023 | Mar 31, 2022 | 6.35M | Jun 1, 2023 |
| FY2022 | Mar 31, 2021 | 6.81M | May 27, 2022 |
| FY2021 | Mar 31, 2020 | 7.81M | Jun 2, 2021 |
| FY2019 | Mar 31, 2019 | 9.28M | May 29, 2020 |
| FY2018 | Mar 31, 2018 | 9.12M | May 24, 2019 |
| FY2017 | Mar 31, 2017 | 8.78M | Jun 13, 2018 |
| FY2016 | Mar 31, 2016 | 8.81M | Jun 29, 2017 |