UNITED FIRE GROUP INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that UNITED FIRE GROUP INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.39B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $1.25B | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $1.10B | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $980.29M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $1.07B | Feb 29, 2024 |
| FY2020 | Dec 31, 2020 | $310.90M | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | $282.12M | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | $297.80M | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | $177.81M | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | $293.37M | Feb 26, 2021 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $118.19M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $61.96M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | ($29.70M) | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $15.03M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $80.59M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | ($112.71M) | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $14.82M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $27.65M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $51.02M | Feb 28, 2020 |
| FY2016 | Dec 31, 2016 | $12.00M | Feb 28, 2017 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $269.74M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $340.30M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $171.74M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | ($1.25M) | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $29.92M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $41.44M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $93.75M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $110.10M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $170.09M | Feb 28, 2020 |
| FY2018 | Dec 31, 2016 | $214.38M | Feb 28, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.84B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $3.49B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $3.14B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $2.88B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $3.01B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $3.07B | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $3.01B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $2.82B | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $4.18B | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | $4.05B | Feb 28, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.90B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $2.71B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $2.41B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $2.14B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $2.13B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $2.24B | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $2.10B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $1.93B | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $3.21B | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | $3.11B | Feb 28, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $941.17M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $781.53M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $733.75M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $740.11M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $879.12M | Feb 29, 2024 |
| FY2023 | Dec 31, 2020 | $825.15M | Feb 29, 2024 |
| FY2022 | Dec 31, 2019 | $910.47M | Feb 28, 2023 |
| FY2021 | Dec 31, 2018 | $888.38M | Feb 25, 2022 |
| FY2020 | Dec 31, 2017 | $973.37M | Feb 26, 2021 |
| FY2019 | Dec 31, 2016 | $941.88M | Feb 28, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2023 | Dec 31, 2023 | $0 | Feb 29, 2024 |
| FY2023 | Dec 31, 2022 | $0 | Feb 29, 2024 |
| FY2023 | Dec 31, 2021 | $0 | Feb 29, 2024 |
| FY2021 | Dec 31, 2020 | $0 | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $15.09M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $15.09M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $15.09M | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | $15.09M | Feb 28, 2018 |
| FY2016 | Dec 31, 2015 | $15.09M | Feb 28, 2017 |
| FY2015 | Dec 31, 2014 | $15.09M | Feb 26, 2016 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $722.32M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $620.44M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $574.69M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $620.56M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $621.38M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $555.85M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $697.12M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $715.47M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $608.70M | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | $616.32M | Feb 28, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $156.33M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $200.95M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $102.05M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $96.65M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $132.10M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $87.95M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $120.72M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $64.45M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $95.56M | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | $89.19M | Feb 28, 2018 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2012 | Dec 31, 2012 | $0 | Mar 4, 2013 |
| FY2012 | Dec 31, 2011 | $45.00M | Mar 4, 2013 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 2 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | (1) | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 0 | Feb 26, 2025 |
| FY2020 | Dec 31, 2020 | (4) | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Feb 26, 2021 |
| FY2020 | Dec 31, 2018 | 1 | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | 2 | Feb 28, 2020 |
| FY2016 | Dec 31, 2016 | 0 | Feb 28, 2017 |
| FY2016 | Sep 30, 2016 | 0 | Feb 28, 2017 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 2 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | (1) | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 0 | Feb 26, 2025 |
| FY2020 | Dec 31, 2020 | (4) | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Feb 26, 2021 |
| FY2020 | Dec 31, 2018 | 1 | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | 1 | Feb 28, 2020 |
| FY2016 | Dec 31, 2016 | 0 | Feb 28, 2017 |
| FY2016 | Sep 30, 2016 | 0 | Feb 28, 2017 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 25.52M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 25.38M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | 25.27M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | 25.21M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | 25.08M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | 25.06M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | 25.02M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | 25.10M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | 24.92M | Feb 28, 2019 |
| FY2017 | Dec 31, 2016 | 25.43M | Feb 28, 2018 |