COMMERCE BANCSHARES INC /MO/ — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that COMMERCE BANCSHARES INC /MO/ filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $566.25M | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $526.33M | Feb 24, 2026 |
| FY2025 | Dec 31, 2023 | $477.06M | Feb 24, 2026 |
| FY2024 | Dec 31, 2022 | $488.40M | Feb 25, 2025 |
| FY2023 | Dec 31, 2021 | $530.77M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $354.06M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $421.23M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $433.54M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $319.38M | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | $275.39M | Feb 21, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $645.14M | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $577.86M | Feb 24, 2026 |
| FY2025 | Dec 31, 2023 | $488.77M | Feb 24, 2026 |
| FY2024 | Dec 31, 2022 | $559.39M | Feb 25, 2025 |
| FY2023 | Dec 31, 2021 | $597.72M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $623.99M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $512.79M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $552.66M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $426.53M | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | $454.96M | Feb 21, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $52.75M | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $46.13M | Feb 24, 2026 |
| FY2025 | Dec 31, 2023 | $88.07M | Feb 24, 2026 |
| FY2024 | Dec 31, 2022 | $65.19M | Feb 25, 2025 |
| FY2023 | Dec 31, 2021 | $56.72M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $33.13M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $42.58M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $33.29M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $30.82M | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | $24.48M | Feb 21, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $32.92B | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $32.00B | Feb 24, 2026 |
| FY2024 | Dec 31, 2023 | $31.70B | Feb 25, 2025 |
| FY2023 | Dec 31, 2022 | $31.88B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $36.69B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $32.92B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $26.07B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $25.46B | Feb 25, 2020 |
| FY2018 | Dec 31, 2017 | $24.83B | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $25.64B | Feb 22, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $29.10B | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $28.66B | Feb 24, 2026 |
| FY2024 | Dec 31, 2023 | $28.74B | Feb 25, 2025 |
| FY2023 | Dec 31, 2022 | $29.39B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $33.24B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $29.52B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $22.93B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $22.53B | Feb 25, 2020 |
| FY2018 | Dec 31, 2017 | $22.12B | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $23.14B | Feb 22, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.79B | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $3.31B | Feb 24, 2026 |
| FY2024 | Dec 31, 2023 | $2.94B | Feb 25, 2025 |
| FY2023 | Dec 31, 2022 | $2.47B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $3.44B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $3.40B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $3.13B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $2.93B | Feb 25, 2020 |
| FY2018 | Dec 31, 2017 | $2.72B | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $2.50B | Feb 22, 2018 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $146.54M | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $146.54M | Feb 24, 2026 |
| FY2024 | Dec 31, 2023 | $146.54M | Feb 25, 2025 |
| FY2023 | Dec 31, 2022 | $138.92M | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $138.92M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $138.92M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $138.92M | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $138.92M | Feb 25, 2020 |
| FY2018 | Dec 31, 2017 | $138.92M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $138.92M | Feb 22, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $131.83M | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | $45.49M | Feb 24, 2026 |
| FY2024 | Dec 31, 2023 | $53.18M | Feb 25, 2025 |
| FY2023 | Dec 31, 2022 | $31.62M | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $92.49M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $73.00M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $201.56M | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $241.16M | Feb 25, 2020 |
| FY2018 | Dec 31, 2017 | $221.37M | Feb 21, 2019 |
| FY2017 | Dec 31, 2016 | $292.85M | Feb 22, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2017 | Dec 31, 2017 | $511.85M | Feb 22, 2018 |
| FY2016 | Dec 31, 2016 | $782.44M | Feb 23, 2017 |
| FY2015 | Dec 31, 2015 | $502.72M | Feb 24, 2016 |
| FY2014 | Dec 31, 2014 | $1.10B | Feb 24, 2015 |
| FY2013 | Dec 31, 2013 | $1.27B | Feb 24, 2014 |
| FY2012 | Dec 31, 2012 | $779.83M | Feb 22, 2013 |
| FY2011 | Dec 31, 2011 | $517.55M | Feb 22, 2012 |
| FY2011 | Dec 31, 2010 | $460.68M | Feb 22, 2012 |
| FY2011 | Dec 31, 2009 | $463.83M | Feb 22, 2012 |
| FY2011 | Dec 31, 2008 | $1.30B | Feb 22, 2012 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2013 | Dec 31, 2013 | $455.31M | Feb 24, 2014 |
| FY2012 | Dec 31, 2012 | $503.71M | Feb 22, 2013 |
| FY2011 | Dec 31, 2011 | $511.82M | Feb 22, 2012 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 24, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 24, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 25, 2025 |
| FY2023 | Dec 31, 2021 | 3 | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | 2 | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Feb 21, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 24, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Feb 24, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 24, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 25, 2025 |
| FY2023 | Dec 31, 2021 | 3 | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | 3 | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | 3 | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | 2 | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Feb 21, 2019 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2023 | Dec 31, 2023 | $134.73M | Feb 22, 2024 |
| FY2023 | Dec 31, 2022 | $127.47M | Feb 22, 2024 |
| FY2023 | Dec 31, 2021 | $122.69M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $120.82M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $113.47M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $100.24M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $91.62M | Feb 25, 2020 |
| FY2018 | Dec 31, 2016 | $87.07M | Feb 21, 2019 |
| FY2017 | Dec 31, 2015 | $84.96M | Feb 22, 2018 |
| FY2016 | Dec 31, 2014 | $84.24M | Feb 23, 2017 |