EdgarLookup

COMMERCE BANCSHARES INC /MO/ — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that COMMERCE BANCSHARES INC /MO/ filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Financials Insiders
1.7%
Return on Assets
Net income ÷ assets
7.68x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $566.25M Feb 24, 2026
FY2025 Dec 31, 2024 $526.33M Feb 24, 2026
FY2025 Dec 31, 2023 $477.06M Feb 24, 2026
FY2024 Dec 31, 2022 $488.40M Feb 25, 2025
FY2023 Dec 31, 2021 $530.77M Feb 22, 2024
FY2022 Dec 31, 2020 $354.06M Feb 22, 2023
FY2021 Dec 31, 2019 $421.23M Feb 23, 2022
FY2020 Dec 31, 2018 $433.54M Feb 24, 2021
FY2019 Dec 31, 2017 $319.38M Feb 25, 2020
FY2018 Dec 31, 2016 $275.39M Feb 21, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $32.92B Feb 24, 2026
FY2025 Dec 31, 2024 $32.00B Feb 24, 2026
FY2024 Dec 31, 2023 $31.70B Feb 25, 2025
FY2023 Dec 31, 2022 $31.88B Feb 22, 2024
FY2022 Dec 31, 2021 $36.69B Feb 22, 2023
FY2021 Dec 31, 2020 $32.92B Feb 23, 2022
FY2020 Dec 31, 2019 $26.07B Feb 24, 2021
FY2019 Dec 31, 2018 $25.46B Feb 25, 2020
FY2018 Dec 31, 2017 $24.83B Feb 21, 2019
FY2017 Dec 31, 2016 $25.64B Feb 22, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $29.10B Feb 24, 2026
FY2025 Dec 31, 2024 $28.66B Feb 24, 2026
FY2024 Dec 31, 2023 $28.74B Feb 25, 2025
FY2023 Dec 31, 2022 $29.39B Feb 22, 2024
FY2022 Dec 31, 2021 $33.24B Feb 22, 2023
FY2021 Dec 31, 2020 $29.52B Feb 23, 2022
FY2020 Dec 31, 2019 $22.93B Feb 24, 2021
FY2019 Dec 31, 2018 $22.53B Feb 25, 2020
FY2018 Dec 31, 2017 $22.12B Feb 21, 2019
FY2017 Dec 31, 2016 $23.14B Feb 22, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.79B Feb 24, 2026
FY2025 Dec 31, 2024 $3.31B Feb 24, 2026
FY2024 Dec 31, 2023 $2.94B Feb 25, 2025
FY2023 Dec 31, 2022 $2.47B Feb 22, 2024
FY2022 Dec 31, 2021 $3.44B Feb 22, 2023
FY2021 Dec 31, 2020 $3.40B Feb 23, 2022
FY2020 Dec 31, 2019 $3.13B Feb 24, 2021
FY2019 Dec 31, 2018 $2.93B Feb 25, 2020
FY2018 Dec 31, 2017 $2.72B Feb 21, 2019
FY2017 Dec 31, 2016 $2.50B Feb 22, 2018

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 4 Feb 24, 2026
FY2025 Dec 31, 2024 3 Feb 24, 2026
FY2025 Dec 31, 2023 3 Feb 24, 2026
FY2024 Dec 31, 2022 3 Feb 25, 2025
FY2023 Dec 31, 2021 3 Feb 22, 2024
FY2022 Dec 31, 2020 2 Feb 22, 2023
FY2021 Dec 31, 2019 3 Feb 23, 2022
FY2020 Dec 31, 2018 3 Feb 24, 2021
FY2019 Dec 31, 2017 2 Feb 25, 2020
FY2018 Dec 31, 2016 2 Feb 21, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 4 Feb 24, 2026
FY2025 Dec 31, 2024 3 Feb 24, 2026
FY2025 Dec 31, 2023 3 Feb 24, 2026
FY2024 Dec 31, 2022 3 Feb 25, 2025
FY2023 Dec 31, 2021 3 Feb 22, 2024
FY2022 Dec 31, 2020 2 Feb 22, 2023
FY2021 Dec 31, 2019 3 Feb 23, 2022
FY2020 Dec 31, 2018 3 Feb 24, 2021
FY2019 Dec 31, 2017 2 Feb 25, 2020
FY2018 Dec 31, 2016 2 Feb 21, 2019

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2017 Dec 31, 2017 $511.85M Feb 22, 2018
FY2016 Dec 31, 2016 $782.44M Feb 23, 2017
FY2015 Dec 31, 2015 $502.72M Feb 24, 2016
FY2014 Dec 31, 2014 $1.10B Feb 24, 2015
FY2013 Dec 31, 2013 $1.27B Feb 24, 2014
FY2012 Dec 31, 2012 $779.83M Feb 22, 2013
FY2011 Dec 31, 2011 $517.55M Feb 22, 2012
FY2011 Dec 31, 2010 $460.68M Feb 22, 2012
FY2011 Dec 31, 2009 $463.83M Feb 22, 2012
FY2011 Dec 31, 2008 $1.30B Feb 22, 2012

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2013 Dec 31, 2013 $455.31M Feb 24, 2014
FY2012 Dec 31, 2012 $503.71M Feb 22, 2013
FY2011 Dec 31, 2011 $511.82M Feb 22, 2012