ANNUAL REPORT FOR YEAR END DECEMBER 31, 2002

Company

AMERISERV FINANCIAL INC /PA/

Filed

March 17, 2003

Period of Report

December 31, 2002

Accession Number

0000893220-03-000306

A 10-K is a company's comprehensive annual report, required by the SEC. It includes audited financial statements, a description of the business, risk factors, and management's discussion of results. Learn more about 10-K filings →