FOURTH QUARTER 2025 INVESTOR PRESENTATION

Company

CITIZENS FINANCIAL SERVICES INC

Filed

January 29, 2026

Period of Report

January 29, 2026

Accession Number

0000739421-26-000011

An 8-K is a current report used to announce material events that shareholders should know about — such as earnings releases, mergers, executive changes, or bankruptcy. Learn more about 8-K filings →