ANNUAL REPORT ON FORM 10-K

Company

CITIZENS FINANCIAL SERVICES INC

Filed

March 7, 2013

Period of Report

March 7, 2013

Accession Number

0000739421-13-000007

A 10-K is a company's comprehensive annual report, required by the SEC. It includes audited financial statements, a description of the business, risk factors, and management's discussion of results. Learn more about 10-K filings →