10 K FOR PERIOD 12/31/2001

Company

CITIZENS FINANCIAL SERVICES INC

Filed

March 12, 2002

Period of Report

December 31, 2001

Accession Number

0000739421-02-000006

A 10-K is a company's comprehensive annual report, required by the SEC. It includes audited financial statements, a description of the business, risk factors, and management's discussion of results. Learn more about 10-K filings →